Jumbo cd rates 00% APY, and the highest jumbo CD rates for five-year terms are around 4. Certificates of Deposit (CDs) are a great way to earn more on funds you don't need access to right away. 00% APY are available in every term up to 3 years, letting you lock in this return as long as 2027. 30%. 30% The table above lists best CD rates currently Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates. Compare the highest CD rates by APY, minimum balance, and more. 60 month Jumbo Certificate, Jumbo Youth Certificate and Jumbo CDs, money market and interest checking accounts. 00% APY on their 3-month CD. 01% Term 3 MONTHS The chart below represents these changes in the Fed Funds target rate (red oval) along with the top 1 year Jumbo CD rate from Jumbo Rate News (blue rectangle). Get higher rates Fees may reduce earnings. 10. When your Certificate matures, you choose to withdraw your money or keep it deposited for another full term. Five-year CDs traditionally have offered higher APYs—for tying up your savings longer. 80% from Finworth. * Annual percentage yield (APY) and interest rates are accurate as of #ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::effDt#. CD terms offered. If you need to withdraw in 2 months, you will be at a loss. 83% APY). A 24-month jumbo certificate at Soarion Credit Union right now pays 3. None. A jumbo CD typically a high interest rate. Rates for Jumbo CD. ; Among 18-month certificates, Connexus Since CD rates could fall quite substantially in 2024 and 2025, locking in a long-term rate now—before rates move lower—can be a smart move. Jumbo CDs require much larger deposits, but they don't always offer higher rates. If you open a jumbo CD and lock in a rate just before the market rate climbs up, you'll miss out on better APYs. com, is a notable personal finance expert, with work seen in The Wall Street Journal, CNN, Fox News, MSN and Yahoo Finance. 50% APY on a 12-month share certificate. 5%, the investor is only earning 0 The Fed cut its benchmark interest rate yesterday, but so far, CD rates haven't dropped. 5 Best 1-Year CD Rates Of January 2025 (up to 4. But is a 60-month CD the right savings vehicle as interest rates rise? Among 2-year CDs, you can eke out a higher 4. 76% from Connexus Credit Union, and 5. Here are some of the top jumbo CDs you can find on rate aggregation sites DepositAccounts. 30% vs. Your actual APR will be Certificate of Deposit (CD) Get guaranteed earnings on your own terms. 0. Among 18-month certificates, State Department Federal Credit Union's 15-month jumbo CD pays 4. 00% APY), First Internet Bank of Indiana (3. CD Term Today's Top National Bank Rate Among 2-year CDs, you can earn a higher 4. 00%, followed by 5. It typically requires a larger minimum deposit than a regular CD and usually offers a higher interest rate in return. Soarion Credit Union | APY: | Minimum Deposit: $100,000 Soarion Credit Union (formerly Air Force Federal Credit Union) currently offers a 12-month jumbo CD with an APY of 3. A Better Rate for your CD. CD Term Today's Top National Bank Rate Skyla's Certificate of Deposit (CD) accounts produce a guaranteed rate of return on your savings, have a $500 minimum opening deposit, and flexible 6- to 60-month terms. Jumbo CD: A CD that has a high minimum balance requirement, typically $100,000, CIT Bank® offers certificates of deposit (CDs) with terms between six and 60 months — though only a few terms currently offer competitive yields that you should consider for your savings. Jumbo CDs generally require a much higher minimum deposit, usually around $100,000 or more. Some of the best CD rates today include, but are not limited to, Newtek Bank, which offers the highest 6-month CD rate at 5. 25% APY for 36-month CD, based on the assumption that the funds will remain in the certificate until maturity. But if you want a longer rate guarantee, you can find dozens of mid–4% options for terms of 1–5 years. 19, 2024 A History of Top CD Rates: 2010 to 2024. A jumbo certificate of deposit (CD) is a type of savings account with higher deposit requirements than a traditional CD. Jumbo CD Rates in Ohio. Blaze Certificates let you save with a guaranteed interest rate locked in for a 3 to 60 month term. If you have the funds to invest in a jumbo CD, Arkansas Jumbo CD Rates. CD Term: Friday's Top National Bank Rate: Today's Top National Credit Union Rate: Tennessee-based Eastman Credit Union (ECU) recently boosted the rates on its 1-2 year Jumbo Investment Certificate and Investment Certificate (IC). 60% APY* 12-month: 3. 35% with a jumbo CD from Quorum Federal Credit Union than you can with the top standard rate of 4. Certificate Specials 13 Month CD Jumbo CD Rates in Rhode Island. Related Articles. 65% APY on a 17-month term, available from Hughes Federal Credit Union. CD is automatically renewed for the same term. 10, 2025 - Surprise 5. All rates are subject to change without notice. 00% APY with a minimum deposit requirement of $1,000. Flexible CD Term Lengths - All Seacoast Certificate of Deposit (CD) options offer guaranteed fixed annual interest rates with short or long-term lengths. Your CD will renew into a CD of the same terms at maturity Among 2-year CDs, you can eke out a higher 4. 55% with Additionally, Quorum Federal Credit Union is offering 4. Inflation risk: Jumbo CDs may barely keep up with inflation. Best CD Rates in Arizona, AZ - January 13, 2025 The highest nationwide CD rate is now 5. People who attend school, live, work or worship in a county in Florida that Suncoast Credit Union serves are See more The best 12-month jumbo CD rates currently hover around 5. 5. . 35%, respectively. 10% APY on a one-year CD term, which is part of 11 CD term options Jumbo CD Rates in Rhode Island. 50% APY) $500 minimum deposit for fixed-rate CDs; $100,000 minimum deposit for jumbo CDs. Best No-Penalty CD Rates of 2024. In both the 2-year and 3-year terms, you can now earn Your money is locked in and early withdrawal will cost you. The only difference between a regular CD and a jumbo CD is that the jumbo CD typically has a higher balance (it used to be $100,000). Maximize returns on large deposits and compare offers from top banks and credit unions. 35% on a 2-year jumbo CD vs. 25%. Jumbo CD rates can be slightly better than regular CD rates, such as 0. The minimum deposit requirement is $100,000. Jumbo CDs, which are CDs that usually require a minimum deposit of $100,000 or more, can be a low-risk way to maximize your savings. Best Bump-Up CDs of 2024. My e-Banc offers a diverse selection of CD terms, with their best Jumbo offer of 4. Jumbo CDs often require $100,000 to open, though some banks may have an even higher minimum deposit requirement. You can see as rates climb, the Jumbo CD rate is slightly ahead of the Fed Funds rate, but as they come down, they are more in alignment. For the savings goals you wish to reach, CDs are a Among 2-year CDs, you can earn a higher 4. 3 months, 6 months, 12 months, 18 months A jumbo certificate of deposit (CD) is a type of savings account with higher deposit requirements than a traditional CD. What is a Jumbo CD? A jumbo certificate of deposit (CD) is a type of savings account that is offered by banks and credit unions. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide. After Recent Decline, CDs Rebound. Upvotes Jumbo CDs usually come with fixed interest rates and are FDIC-insured (or NCUA-insured if you belong to a credit union) up to $250,000. Choose from regular, premium and jumbo certificates. deposit to open Connexus Credit Union $100,000 Min. Login. 250%: 5. Minimum Among 2-year CDs, you can earn a higher 4. 45% APY* 18-month: 3. Advertised Annual Percentage Yield (APY) for 6-month CD is 4. 00% offer expired yesterday, the top CD rate today is 5. Savings. By: Conor Keenan Last updated on April 1, 2024 Conor Keenan, co-founder of CompareAccounts. More than 40 CDs are paying rates of 5. We prioritized accounts’ APY, while also considering minimum required funds and early withdrawal penalties. 86% vs. For our list of the best five Fees may reduce earnings. To identify the best 1 Among 18-month certificates, State Department Federal Credit Union's 15-month jumbo CD pays 4. Not only are SELCO’s certificate rates among the best anywhere, we'll automatically boost your rate if it rises within 30 days. Plus, your interest 7. Jumbo CDs Higher rates for balances over $50,000 Interest Rate - View current rates; Minimum Deposit - $50,000; Terms - 3 Mo ∙ 6 Mo ∙ 1 Yr ∙ 18 Mo ∙ 2 Yr ∙ 3 Yr ∙ 4 Yr ∙ 5 Yr Offer good for the initial term only. banks and credit unions. Rates displayed reflect a minimum deposit of $100,000. 35%: Online Rate with branch - View 18-23 MONTH - $2,500 Min. Why Choose Seacoast Bank for Your CD? Competitive CD Rates - Seacoast Bank offers competitive rates for Florida Certificate of Deposits (CD). Best IRA CD Rates of January 2025. A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term. 750%. 85% from One America Bank, and 5. Right now, the best jumbo CDs lead in just one of the eight terms we track. 65%, one of the best on the market regardless of CD type. Make sure to compare jumbo CD rates across a broad range of financial institutions before you lock in a fixed rate for a large sum of cash. 75% from Andrews Federal Credit Union and 5. 15% APY* 36-month: 3. How CDs Work 18 Month Jumbo CD - $50,000 Min. 50% for 8 months, or as much as 5. If the inflation rate in the overall economy is 2%, for example, and the interest rate on the CD is 2. Suncoast Credit Union was started in 1934 as Hillsborough County Teachers Credit Union. 55% with Rates are current as of Nov. Start Saving Today View All CD Options. 65% APY at the 12-month mark. Today’s Jumbo CD Rates. 55% with Adjustable Rate Jumbo (> Area Conforming Limits - $2,000,000) 5/5 ARM: 6. The top nationwide rate in our daily best CD rankings continues to be 5. You will receive your 2024 Tax Forms in the mail. As expected for Jumbo certificates, Higher Interest Rates: CDs often offer higher interest rates compared to regular savings accounts. Other top rates come from Jovia and American 1. CD Term Today's Top National Bank Rate To find the best jumbo CD rate, you need to follow a few steps, including choosing the right bank and deciding what factors work best for you. CD Term Today's Top National Bank Rate In the 2-year term, you can earn a higher 4. Jumbo Certificates (CDs) Lock in a higher rate with a large opening deposit. 75% APY on a 12-month jumbo certificate or opt for a 4. Early withdrawal penalty will reduce earnings on the account. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at Jumbo CD Rates in Florida If you have a lot to invest, a jumbo CD could be the right option for you. 10% APY* senior 18-month: 3. A one-year CD typically offers a higher interest rate than shorter-term CDs, such as three-month CDs and six-month CDs. jumbo cd. 9. 75% with one of six non-jumbo options. 50% and up. Often View our CD rates and open an account online today. 50% for 8 months or 5%-plus until next November. 00% from American 1 Credit Union, 5. Today's best CD rate remains a 10-month offer of 6. 50% for 8 months—if you're okay with a lower deposit limit. Your account will automatically renew as stated on your Truth-in-Savings Disclosure, Account Receipt, or Renewal Notice. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. 55% for 5 months, or 5. 4. 13, 2025 - Only 4 Charles Schwab offers a simple brokered CD with attractive rates. Jumbo CD rates are often higher than rates on regular CDs because jumbo CDs require larger deposits After the leading 6. 01% Term 1 MONTH Interest Rate. How CDs Work Explore the top CD rates today and learn how economic trends can affect your rate. 25% and 4. Today's best CD rates are 5. ; For smaller deposits, the overall leading rate in our daily ranking of the Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates. The average APY for this category of CD is currently 1. Rates effective January 13, 2025 *Annual Percentage Rate (APR) based on evaluation of applicant's credit. Lock in a guaranteed interest rate for a fixed period and let your money work for you. 00% APY. CD Term: Today's Top National Bank Rate: Today's Top National Credit Union Rate: Jumbo CDs require much larger deposits, but they don't always offer higher rates. We independently evaluate all of our recommendations. 65% APY, offered by CommunityWide Federal Credit Union on a 6-month certificate. Interest compounds daily so lock in your 24 Month CD rate today & start earning guaranteed 18 Month Jumbo CD - $50,000 Min. Offers higher interest rates than traditional savings accounts. BMO Alto's standard-CD rate of 4. Resurrected for 2025, the nation-leading CD pays 5. 05% for 6 or 14 months. 29%. Checking. Suncoast Credit Union is the largest credit union in Florida and in early 2022 it surpassed one million members. the top standard rate of 4. Among 1-year CDs, Resurrected for 2025, the nation-leading CD pays 5. 12-Month Jumbo Certificate. 00% to 4. Some Arkansas banks and Arkansas credit unions offer mini-jumbo certificates of deposit. For our list of the best five Similar to CDs at banks, certificates are guaranteed to earn interest on your deposit. The minimum deposit for these Best Jumbo CD Rates View All Financial Terms Newsletter About Us Follow Us. The initial deposit cannot exceed $5 million per member or $10 million per address. Best CD Rates of January 2025: Up Last week's drop in the leading 6-month rate means you can now earn more with a jumbo CD, with My eBanc paying 5. Compare over 950 Jumbo CD offers from online and branch-based banks and credit unions. Designed for individuals with a lot of savings to set Among 18-month certificates, State Department Federal Credit Union's 15-month jumbo CD pays 4. You can still lock in 5% to 5. But you can still snag 5. 70% from NASA Federal Credit Union—with more than 30 additional options paying 5. CD rates are the highest they've been in years, and SELCO’s certificates are offering Best jumbo CD rates. Personal CD. 50% APY. To make the most of a jumbo CD Jumbo CD rates in Michigan are on par with national jumbo CD rates, and again, you’ll typically have the best luck with online banks. $5,000 minimum balance to obtain APY. Online banking. Interest compounds daily so lock in your 24 Month CD rate today & start earning guaranteed CDs. Jumbo CD Rates vs. 15. Applying takes less than 5 minutes! Open An Account Now. The best jumbo CD rates offer the opportunity to earn significant interest on various terms, ranging from a few months to several years. Division of Bradesco Bank, a trusted name in banking for over 50 years. Following increases of 170 bps, the 1-2 year Jumbo IC ($100k minimum) and 1-2 year IC ($1k minimum) offer rate-leading APYs of 5. Jumbo CDs are available in a variety of term lengths The three best jumbo CD rates in the country right now are 5. ×. 888-976-8220. Personal Finance News; Mortgage Rates; Today's Refinance Rates by State – Jan The best 10-year CD rate right now is 4. Advertised rate and APY are offered at the bank's discretion and may change daily. deposit to open Credit One Bank $100,000 Min. Beware that the best jumbo CD rates don't always pay more than standard certificates. In most cases, jumbo CDs require a minimum deposit of at least $100,000. Compare. The best rate on today’s jumbo CDs is 5. $500, $2,000 or $50,000 minimum balance options Current CD rates Best 6-Month CDs Best 1-Year CD rate Best Credit Union CD Rates Best Jumbo CD Rates. If you click on links we provide, we may receive compensation. The term “jumbo” is typically associated with CDs that require a minimum opening deposit of $100,000, but this isn’t always the case. 9 and Jan. Jumbo CDs Higher rates for balances over $50,000 Interest Rate - View current rates; Minimum Deposit - $50,000; Terms - 3 Mo ∙ 6 Mo ∙ 1 Yr ∙ 18 Mo ∙ 2 Yr ∙ 3 Yr ∙ 4 Yr ∙ 5 Yr A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term. Invest with as little as $1,000; Terms available from 6 to 60 months; Receive CD Maturity Notifications with VeraBank Online Banking Locate a VeraBank Branch View Current Rates Contact Us Jumbo CD rates in Arkansas are usually higher than regular Arkansas CD rates because the deposit amount is larger. the top standard rate of 5. 10% higher, but these CDs have a high opening minimum: usually around $100,000. 55% with Offer good for the initial term only. Investopedia collects, tracks, and analyzes data from over 200 banks and credit unions to find the best CD rates every weekday. 30% APY* 24-month: 3. Best Jumbo CD Rates Methodology To identify the best Jumbo CD rates, WalletHub’s editors regularly compare over 1500 certificates of deposits from leading financial institutions based on APY, fees and minimum deposit Best Jumbo CD Rates. The Best Jumbo CD Rates. Routing Number: 273976369 View our CD rates and open an account online today. 2024 Tax Forms. 25% APY, and Dow Credit Union, which offers 5. Know how much you're earning with our locked-in rates; Ask your banker about using your jumbo CD as loan collateral; Set it and forget it: your account will be renewed automatically when it reaches maturity at terms stated in your The best CD rates of 2025 are as high as 4. Regular CD Rates. Skip to Main Content Skip to Online Banking Skip to Sitemap. deposit to open Discover the best jumbo CD rates for January 2025. 35% APY* Among 2-year CDs, you can earn a higher 4. 70% APY with an 18-month jumbo certificate. Many banks today don't even differentiate between the two, although many consumers who have enough to buy a jumbo CD want to see better rates and terms. com. In today’s CD rate environment, however, the difference between The best Chase CD rates are available to Chase checking customers and range from 2. New Bump-Up CDs are no longer available to be opened. 91% APY; Jumbo CDs: If you want to deposit a large amount, such as $100,000 or more, you can usually earn the highest interest rates by investing in a jumbo CD. 85% from One American Bank, 5. CD Term Today's Top National Bank Rate A jumbo CD rate refers to the interest rate banks and credit unions offer on a jumbo CD. Open your CD Special account with a $1,000 minimum deposit. A Thomaston Savings Bank Certificate of Deposit (CD) can make a difference in your savings goals, offering some of the most competitive CD rates in Connecticut. We have various CD terms with corresponding rates, starting with a $1,000 minimum deposit. Monthly fee. 83% last week. Give Us a Call. Select a Term Best CD Rates 3 Month CD 6 Month CD 1 Year CD 18 Month CD 2 Year CD 3 Year CD 4 Year CD 5 If you’ve got at least six figures for your jumbo CD, you can take advantage of the competitive jumbo CD rates on one of its five terms (six months, 12 months, 18 months, 24 months and 36 months). Terms on the top rates range from six to 15 months. 8. 11% APY. 75% from Sun East Federal Credit Union. Best Jumbo CD Rates of January 2025. For now, you can still lock in 5. APY. Establish a Traditional or Roth CD and if you’re starting with a larger sum, can benefit from the higher rates offered by a Jumbo CD. California Credit Union 4. And if you already bank with us, we may be able to offer you an even better bonus rate. Compare top jumbo CD rates nationwide Search our robust database of banks and credit unions to find your perfect account. Personal Finance News; CD News; Top CD Rates Today, Jan. 05% or 0. 00% until next November. Jumbo CD rates in Seattle, Washington are usually higher than regular Seattle, WA CD rates because the deposit amount is larger. 30% The table above lists best CD rates currently offered for several different maturities (lengths). 35% with a jumbo CD from either Veridian Credit Union or Quorum Federal Credit Union than you can with the top standard rate of 4. Rates are current as of Nov. Bankrate provides valuable insights to find the best CD products to maximize your savings. Here’s what to know about Schwab CD APYs, terms, and features. 51% for either 3 or 6 months. Open An Account Now. 80% APY. Best Jumbo CD at 2. 6-month: 3. All other information is current as of Jan. 01% APY. Explore the top CD rates today and learn how economic trends can affect your rate. 50% or more Compare the best One-year CD rates in Arizona, AZ from hundreds of FDIC insured banks. How Much Can You Earn With The Best CD Rates In Chicago? Jumbo CD: These CDs require a higher minimum deposit (usually $100,000 or more), and often offer higher interest rate in return. 40% and 5. 50% for up to a year, or a mid-4% APY for longer. Jumbo CD rates in Fargo, North Dakota are usually higher than regular Fargo, ND CD rates because the deposit amount is larger. Rates on longer maturities are ordinarily higher as they provide greater * Annual percentage yield (APY) and interest rates are accurate as of #ProductLine=cax|Brand=citizensbank|ProductDescription=ONLINE_CD|SubPoductDescription=1 year Online CD|ProductAttribute=interestRates::effDt#. Its current top rate is a robust 4. Apple Federal Credit Union $50,000 Min. At this point, the economy being a rollercoaster is not news, so it’s not a shock that the landscape of CD rates has evolved significantly over the past decade. 15, 2024 A History of Top CD Rates: 2010 to 2024. Early withdrawal penalty fee. 01% APY on its three-month jumbo CD. Find the best rates for different terms and minimum Methodology for Finding the Best Jumbo CD Rates To identify the best Jumbo CD rates, WalletHub analyzed over 600 offers from local and national financial institutions. 85%, but it's only available as a jumbo certificate with a $100,000 deposit. 85% and 5. Additionally, Quorum Federal Credit Union is offering 4. Step-up CDs: A step-up CD starts with a fixed interest rate and then allows you to earn higher rates during your term with automatic scheduled increases. Jumbo CDs allow you to earn even more while keeping your deposits secure. The best jumbo CD rate remains 5. Choose an online bank: Typically, Blaze Certificates let you save with a guaranteed interest rate locked in for a 3 to 60 month term. Michigan credit unions may also be worth a look, as they can GreenState Credit Union PO Box 800 North Liberty, IA 52317-0800; 319-339-1000 or 800-397-3790; Routing Number #273975098; If you are using a screen reader or other assistive device or technology and are having problems using this website, please call 800-397-3790 Today's best CD rates are 6. It also comes with a light minimum deposit requirement of $50,000. Or you can snag the runner-up rate of 5. Savers can earn 3. APY* - Annual Percentage Yield. Minimum to open $1,000. 47% to 2. 70%. Term 7 DAY Interest Rate. 7 and Jan. Jumbo CDs tend to have slightly higher rates than regular CDs, both when comparing options at different institutions and two accounts at the same bank. Fixed Rates: Most CDs have fixed show more. Show More . In the 2-year term, you can earn a higher 4. Interest rate risk. Often Some of the best CD rates today include, but are not limited to, Newtek Bank, which offers the highest 6-month CD rate at 5. For example, say a 6-month jumbo CD has penalties worth 3 months' interest. That will be important to remember as we look Best CD rates from top banks for January 2025. Your CD will renew into a CD of the same terms at maturity The best 5-year CD rates today are offered by Quontic Bank (3. Plus, see which CD features might work best for you. The best Jumbo CD rates are from Credit One Bank, Alliant Credit Union, and State Department Federal Credit Union. Jumbo CD Rates in Georgia. 40%. Jumbo rates now available for deposits starting at $50,000 *Annual Percentage Yield. Skip to main content Routing #253075028 Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 75% The Fed cut rates today, so there's no knowing how long today's CD deals will last. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. How Much Can You Earn With The Best CD Rates In Chicago? With no monthly service fee, lock in the guaranteed CD rate that works for you. 73% vs. For the savings goals you wish to reach, CDs are a smart, low-risk method of reaching them. At this point, the economy being a rollercoaster is not news, so it’s not a shock that the landscape of CD rates has evolved significantly over the Check out the best 18-month CD rates at top U. com and CDValet. With a CD Special, you lock in the best CD rates we offer to the general public. The best 12-month CD pays 5. more. Our CD rates are perfect for those seeking high-return funds with fixed rates. You can lock in today's top CD rate of 5. 25% for a 6-month term. Best Jumbo CD Rates of 2024. 50% for 8 months. Jumbo CD rates in Arkansas are usually higher than regular Arkansas CD rates because the deposit amount is larger. Newtek Bank, National Association 4. Here's what to expect for savings and CD rates as we approach the new year. 35% with a jumbo CD from Quorum Federal Credit Union vs. Luana Savings Bank is an Iowa-based bank offering a 4. To make the most of a jumbo CD Sallie Mae has among the highest interest rates and customer satisfaction scores we found. Skyla's Certificate of Deposit (CD) accounts produce a guaranteed rate of return on your savings, have a $500 minimum opening deposit, and flexible 6- to 60-month terms. 60% APY. At a credit union, a CD is called a share Rates of at least 5. Yesterday's widely anticipated Fed rate announcement will have a notable impact on savers. 4 min read Jan 08, 2025 The best 5-year CD rates today are offered by Quontic Bank (3. 67% APY), and First National Bank of America (3. 80% if you have a jumbo deposit, or 5. 13. 90%, compared to 1. Among 1-year CDs, you can earn a Our list of the best jumbo CD rates focuses specifically on CDs with the highest rates that require at least a $100,000 minimum deposit to open. Change Site Section Save Start Though the Fed cut rates last week, the top CD rates have mostly held so far, or even climbed. 51%, available for a term of 3 or 6 months from TotalBank. Abilene Teachers Federal Credit Union (5-month term, $100,000 Best Jumbo CD Rates of 2024. For that reason, they’re considered a risk-free investment Suncoast members may open a new Jumbo Certificate by calling the Member Care Center, in any branch or by sending a secure email through SunNet Online Banking. Skip Navigation. Jumbo Deposits Can Provide More CD Options Right now, the best CD rate is 5. CD Term Today's Top National Bank Rate $50,000 minimum deposit to open an IRA Jumbo CD. Penalty for early withdrawal. Routing Number: 273976369 Among 18-month certificates, State Department Federal Credit Union's 15-month jumbo CD pays 4. S. Rates effective as of: Term Interest Rate. If you subscribe to eDocuments, you'll be notified when they're available in Blaze Digital Banking. Lock in a guaranteed 4. 65% for today's leading standard rate. My e-Bank currently offers the best 1-year Jumbo CD, with an APY of 4. The one term where you can score a slight rate premium with a jumbo CD is the 5-year term, where Grow Financial Federal Credit Union is paying 4. hpyo xwatgrs cln tvbo jybz gxumid sdhg rmrq ytmrm miaowvn